We put you on the driver’s seat of your dream car in a few hours.
We provide finance for new and pre-owned vehicles up to 10 years old. Repayment period is up to six years (72 months). We also administer car schemes for civil servants and selected institutions.
Personal Vehicle Finance requirements:
- National Identity Document (ID) or Travel Document/Passport
- Driver’s Licence
- Recent payslip and proof of additional income (if any)
- Three-months bank statement of account through which customer is salaried
- Vehicle quotation
- Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
- Confirmation letter from employer.
Car Scheme requirements:
- National Identity Document (ID) or Travel Document/Passport
- Driver’s Licence
- Recent payslip and proof of additional income (if any)
- Three-months bank statement of account through which customer is salaried
- Vehicle quotation
- Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
- Recommendation letter or document from employer or ministry (civil servants).
HOME LOANS
Owning a home is a dream shared by all people. We help you open that door into your new home. We offer a comprehensive package that will suit your needs.
We have the following options;
URBAN HOUSING FINANCE
This option is for clients who intend buying or constructing a house or owning a plot on Title Deed Land.
Requirements:
- Permanent employment under pensionable basis
- Contract employment with capacity to repay loan
Commitment to a stop order payment or salary source deduction.
This option is for clients who intend building or buying a house on Swazi National Land.
Requirements:
- Permanent employment under pensionable basis
- Binding pledge over pension withdrawal benefits or freehold property with determinable value
- Commitment to a stop order payment
This option is for civil servants who want to buy or build houses or own plots on Title Deed Land and Swazi Nation Land. This scheme comes with subsidized interest rates and no deposit.
Urban Housing:
- Borrow up to E400, 000
- Commitment to a stop order payment or salary source deduction
Rural Housing:
- Borrow up to 60% of pension savings
- Commitment to a stop order payment or salary source deduction