This facility is for all your personal finance needs.
- You can borrow various amounts depending on your repayment ability
- You can borrow up to 80% of balance of your Investment Account held with Eswatini Bank
- Repayment period is up to 48 months (four years)
Requirements:
- Current salary advice slip
- Confirmation letter from employer
- National Identity Document (ID)
- Permanent employment on pensionable basis or pensionable contract
- Salary paid through Eswatini Bank account
- Repayment should fall within statutory 33.3% of gross salary/income
This facility is for debt consolidation.
- You can borrow between E1, 000 and E250, 000
- Repayment period is up to 48 months (four years)
- Loan can revolved after nine (9) months consistent repayment without default
Requirements:
- Current salary advice slip
- National Identity Document (ID)
- Permanent employment on pensionable basis or pensionable contract
- Salary paid through Eswatini Bank account
Be below 64 years old
This facility is for short-term loan needs.
- You can borrow up to E20, 000
- Repayment period is between three (3) and six (6) months
- Repayment is up to 50% of gross salary/income
Requirements:
- Current salary advice slip
- Confirmation letter from employer
- National Identity Document (ID)
- Permanent employment and pensionable basis or pensionable contract
Salary paid through Eswatini Bank account.
This facility is for a client who has a mortgage loan with the Bank or has a bondless property he/she wish to pledge as security for a Personal Loan.
- You can borrow loan equivalent to amount already paid towards housing loan
- Repayment period is a maximum of 10 years (120 months)
Requirements:
- Current salary advice slip
- Confirmation letter from employer
- National Identity Document (ID).