INSIKA PRIME ACCOUNT

• Minimum Investment Amount: E500
• Minimum  Monthly Deposit: E100
• Minimum Saving Period: Two (2) years
• No monthly Maintenance Fee
• Free Cash Deposits
• Interest paid semi-annually
• One (1) free cash withdrawal per year
• Eligibility for loan of up to 80% of investment balance

Requirements to open account;

• National Identity Document (ID) or Travel Document/Passport
• Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement
• Delivery Note – All, not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
• Account Opening: E500 or more.

LIKUSASA LAKHO ACCOUNT

• Minimum Investment Amount: E100
• Minimum Monthly Deposit: E100
• Minimum Saving Period: Five (5) years
• No monthly Maintenance Fee
• Free Cash Deposits
• Interest capitalized semi-annually
• Six (6) months withdrawal notice
• Eligibility for loan of up to 90% of investment balance

Requirements to open account;

• National Identity Document (ID) or Travel Document/Passport
• Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
• Account Opening: E100 or more.

SIPHEPHELO SAVINGS ACCOUNT

• Minimum Investment Amount: E1, 000
• Minimum  Monthly Deposit: E200
• Minimum Saving Period: Three (3) years
• Free Cash Deposits
• Interest payment: Prime linked
• One (1) free cash withdrawal per year
• Eligibility for short loan

Requirements to open account;

• National Identity Document (ID) or Travel Document/Passport
• Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
• Account Opening: E1, 000 or more.

LITSALA NOTICE ACCOUNT

• Minimum Investment Amount: E2, 000
• Free Cash Deposit
• Interest capitalized monthly
• Notice period ranges are 30, 60, 90 and 120 days
• Eligibility for loan of up to 80% of investment balance

Requirements to open account;

• National Identity Document (ID) or Travel Document/Passport
• Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
• Account Opening: E2, 000 or more.

CALL ACCOUNT

• Minimum Investment Amount: E5, 000
• Deposits and withdrawals: E1, 000 or more
• Interest capitalized monthly
• Eligibility for loan of up to 80% of investment balance

Requirements to open account;

• National Identity Document (ID) or Travel Document/Passport
• Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
• Account Opening: E5, 000 or more.

FIXED DEPOSIT ACCOUNT

• Minimum Investment Amount: E10, 000
• Saving Period: six (6) months, one (1) year or two (2) years
• Eligibility for a loan of up to 80% of the investment balance

Requirements to open account;

• National Identity Document (ID) or Travel Document/Passport
• Proof of Residence (Water Bill, Electricity Meter printout, Municipal Rates Statement, Delivery Note – All not more than 3 months old; Title Deed/Deed of Transfer; Lease Agreement)
• Account Opening: E10, 000 or more.

TARGET SAVINGS ACCOUNT

• Minimum Investment Amount: E100
• 0.5% of loan is paid into account monthly
• No withdrawals
• For farmers, 25% of annual crop proceeds are paid into account.